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No health insurance changes were decided; officials will compare plan scenarios and employee impacts before identifying a preferred direction by September, ahead of the November 1 renewal. The presentation estimated potential savings of about $3.6 million through the Group Insurance Commission, while noting possible higher out-of-pocket costs and reduced provider access.
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Westford’s current self-insured health plan was described as financially healthy, with claims and expenses below premiums collected over the past 24 months. Officials are weighing the current plan, high-deductible options, purchasing groups, and the Group Insurance Commission, but agreed that more analysis and public education are needed. The Finance Committee also unanimously approved transferring $70,427 from its reserve to cover school snow and ice costs that exceeded the budget.
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