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The Health Insurance Trust unanimously approved a stop-loss insurance renewal with a 13.46% premium increase while keeping the current $150,000-per-claimant deductible. The Trust balance was approximately $5.2 million as of January 31, 2026, up about $1.66 million from January 2025.
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Stop-loss insurance helps limit the Trust’s costs from unusually expensive claims. Members chose to keep the current deductible rather than increase it to $175,000 or $200,000, options that would have lowered premiums but increased exposure to large claims. A health insurance consultant’s findings are expected later in February, with the review anticipated to conclude in late March 2026.
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